Posts Tagged e learning
The Hope Scholarship Or Lifetime Learning Credit Make the Right Choice
Uncle Sam has offered two different alternatives for families trying to cope up with their educational expenses – the hope scholarship and lifetime learning credit. You cannot claim both the credits at the same time. You need to make a selection between them. There are different criteria for eligibility and you need to be careful when making your selection.
Firstly, remember that these are tax credits. They are not deductions, so they lower your tax liability. So whatever taxes you are required to pay on your tax return can be reduced by either of these tax credits. If your tax liability is lower than these tax credits, then you are allowed to use these credits only to the extent of zeroing your tax liability.
Now let us analyze the features of these tax credits to get a better view of their suitability. The hope credit requires you to be enrolled in a school for a minimum of half time for the academic period beginning in that year. In contrast, to claim a lifetime learning credit, there is no such restriction. As long as you are taking the academic course, you are fine. Also the hope credit is available for the first two years of your post-school education while lifetime learning credit can be availed any time in your life.
If a student has felony drug conviction, he/she will not be eligible for hope credit. However such a restriction does not exist for lifetime learning credit. Both these alternatives are not available for people married but filing separately.
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Earn a College Degree Online
Prior to choosing a college degree program from a reputable and accredited online university, it is very important to be aware of how online college degrees work and if it they will work for you.
Earning a college degree online utilizes a network for delivery, interaction, and facilitation of the programs being offered. The network could be the Internet, or an educational institution. Learning takes place individually, meaning the learner gets to set his/her own pace and time of study as guided by the computer or as part of a class. Depending on the program of the learner’s choice, online classes may meet synchronously or asynchronously; there are also classes that may be a combination of both class meeting types.
What are the Technologies Used to Earn an Online College Degree?
Obtaining a college degree through the Internet makes use of a wide variety of technologies and other learning tools. But before buying all the necessary equipment, it is important to consider the best devices that would make the most of your online college degree program. Asynchronous interactive tools include lessons through email correspondence, web forums, and newsgroups. Synchronous classes utilize chat, teleconferencing, and videoconferencing classes. Delivery media of these tools include text study guides, tapes, television, web pages, and shared computer files.
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How to Earn College Credits With Distance Learning
Whether you’re a high schooler, a college student, or a working adult, distance learning is a quick and easy way to earn college credits around a busy schedule. We all like to save a little time whenever possible, don’t we? With distance learning methods, you can study a subject that interests you at your own pace and earn credits towards the degree of your choosing.
One of the basic ways to earn college credit is by taking credit-by-examination tests. A couple different kinds are CLEP (College Level Examination Program) and DANTES Subject Standardized Tests (DSST). With these tests, you study a certain subject on your own, and then take a test covering the material. If you pass you earn the credits, and if you don’t pass, you don’t earn the credits. It’s that simple.
CLEP tests are multiple choice and computer based. The material they cover is what a typical college student would learn in a semester-long college course (over 15-16 weeks on average). Because you can take them on the computer, you’ll be able to get your scores immediately after taking them. Yes it can somewhat nerve-wracking clicking the “Submit” button when you think you’ve finished and answered all the questions as well as you could have, but I personally found that the 90 minute time limit for each test was more than enough time for me to answer the questions and go back and review all my answers.
DANTES tests are similar to CLEPs. They are multiple choice, only there is no time limit. Most take about 90 minutes, but more time is available to students who need it. Like with CLEP tests, many study guides, fact sheets, and practice tests are available to help students be informed about what each test covers.
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